The Best Way to Go Broke

When Coffee Speaks

How many trees can you plant before you're in the red? How many trees can you plant before you’re in the red?

Yesterday I checked a big ticket item off my “being a freelancer in 2014” to do list: I got Obamacare. For better or for worse, for richer or for poorer, I can now count myself among the Ranks of the Insured. After suffering through several terrible customer service representatives, I finally got someone useful on the phone. While reviewing my application he asked me to verify my annual income for the past year, and I confirmed the embarrassingly low total that I’d listed. The rep asked me if I expected the same income in 2014, and I told him that I hoped not, explaining I’d spent the past year completing a project that I knew from the outset wouldn’t make me any money. He sheepishly inquired, “Do you mind if I ask what it was?” I told him I’d…

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